Where do insurance companies get all the money?

Where do insurance companies get all the money?

How does an insurance company afford to pay out all that money on insurance claims?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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17 Year Old Motorbike Insurance?

Living in the UK. I’m a college student.


Maternity insurance in ohio?

can someone share some information, i live in Marblehead, Ohio, i am looking for insurance with maternity raider. Or if there any other information about any other way to save some money here in ohio other then buying the insurance. (we are not eligible for medicare and she is not pregnant yet).


Cheapest health insurance in ca.?

Cheapest health insurance in ca.?


Does Navy Federal require full coverage insurance on auto loans?

First time using an auto loan to buy a vehicle and I have never had full coverage, always just liability. I cannot afford full coverage insurance. Would I need that to get a loan from Navy Federal Credit Union?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What is an umbrella auto insurance policy?

I’m 19 and still live at home. Are my parents still, in any way, liable for my actions? How would this determine whether or not I should get an umbrella? Are umbrellas cheaper? I really don’t know much about them–I just want to figure out if it’ll be cheaper and still provide the coverage I need.


How much cost an insurance in massachusetts?

I am not working and I will need an insurance.


Insurance costs for a new driver insured on own car in Canada?

A used car about $5000.


Where do insurance companies get all the money?

How does an insurance company afford to pay out all that money on insurance claims?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Should everyone be required to buy healthcare insurance?

can not*


State auto insurance vs. state of registration?

I am currently working a temporary job away from home in another state not my permanent residence (I am living there for the term of the employment). While there I bought another vehicle and registered it in that state and when insuring it moved my other car to the policy not realizing this could cause a problem. Now on my first vehicle, which was registered in my home state, the home state has refused to renew the registration because it carries out of state insurance. However, I also don’t own the first vehicle, it is owned by my parents who are a resident of my home state, I just use it and pay the insurance. So unless I am missing anything, It looks like I am basically going to be forced to register that vehicle in a state where I do not have residence or cancel my insurance policy and get insurance for only that vehicle through a provider in my home state. Is this it or are there other options? I’m confused because they let me renew last year even though I had the out of state insurance, but I had switched during that year so maybe they considered me part-time or something. I would like to avoid changing any state registrations for the time being, because this process is expensive and complicated between the two states in question. Someone told me the cheapest option might be to get a minimum liability policy on the car in my home state so they will give me registration, but I have never heard of that and I’m not sure if that is ok (having two insurance policies on the same vehicle)? I am not trying to play tricks or loophole anything here, I just want to figure out my options and get this done without costing me a lot of money or time.


Average Insurance Cost For Pest Control Business?

For A One Person Small Business.


Do you need insurance on a 4 wheeler in MN?..?

Do you need insurance on a 4 wheeler in MN?


Auto Insurance & Road Service Question?

Hi there, Thank you in advance for helping out! I want to know your advice and recommendation on which company to receive my auto insurance/road service from, and what sort of coverage is recommended. I have been with AAA my whole life because my father advocates highly for them so I have trusted his judgment and experience. But I think they may be ripping me off. I am a 27 year old single female with a good driving record (last accident was back in spring 2005 I believe). Yet, every single year they seem to increase my monthly payment by ~$10 and now I’m paying $118.25/month! Are they that superior a company that it is worth paying this and should I try to negotiate with them, or is it worth looking into some other companies such as Geico, State Farm, Progressive, etc. I’ve been receiving invites from them for years and Liberty Mutual supposedly has some college alumni offer for me and claim to be ~$340 cheaper than 21st Century, Allstate, and Mercury…but I never trust ads anymore. I only believe concrete statistical comparison data. Also, my dad said road service is completely separate from auto insurance (although AAA handles both) and I pay $52/year to be part of his joint plan as a “AAA Plus Dues – Associate.” He said he believes this covers 6 visits/year, 100 miles, is the most basic plan, and he only got it because he’s been with AAA for 30 years. Could I get a better deal elsewhere or is this fair enough to stick with? At the end of the day, I want decent coverage for the best price available. I’m saving for a down payment on a home and have to scrape pennies from anywhere I can, but still do not want to be stranded at the time of an accident. I got some quotes online that were considerably cheaper, but if I’m going to be screwed, then are the savings worthwhile? ======================================… As needed, here are details on my car and policy (please tell me which are unnecessary or should be edited): – Honda 2008 Civic LX 4-door sedan – Miles commute USED to be 50 miles one way ~3 days a week, but now I work from home every single day; Notes in Policy say: Prior and Future Annual Mi: 8,000 (22mi per day, so I wonder if they even counted my prior commute in this). – Policy has me down as a student, not sure why, been a full-time professional since Jan 2008 and now make 65K – Bodily Injury: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $193 – Medical Payments: No coverage – Uninsured Motorists: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $78 – Property Damage: Liability Limits Each Occurrence 50K; Premium: $192 – Comprehensive: Actual Cash Value Less Deductible; 100 Deductible; Premium: $242 – Collision: Actual Cash Value Less Deductible; 100 Deductible; Premium: $650 – Enhanced Transportation Expense: Premium: $28 – All Risks: Actual Cash Value Less Deductible; No coverage – Total Premium Per Vehicle (1 vehicle): $1,383 – Auto Death Benefits: 15K/driver listed with ADB coverage above – DSR (Driving Safety Record): 1 Pt – YDE (Years Driving Experience): 12 started at 18, I’m 27…so the actual is 9, but I’ll take it. – Discounts: None except “Good Driver(s): Items 01” and 01 is my Honda, so I guess this means I’m a good driver (don’t know why the price doesn’t reflect it!) – Live in Berkeley, CA (zip code 94708) but am listed as Lafayette, CA (94549) – how do I check which zip is less money? Thanks so much for your advice!! =) I appreciate your time & insight.


Car Insurance for Teen?

Okay, say just liability.


How much would minimum insurance be for a 18 year old?

The insurance should be just enough to allow the person to drive a car.


HELP!! SUFFERING WITH EXTREME BACK PAIN FOR 6 YEARS, NO INSURANCE, WHAT CAN I DO?

I have been suffering with extreme back pain for almost 6 years now. I know it is not a pulled muscle, because a pulled muscle does not stick around for 6years, and steadily get worse instead of better. It is in my lower spine of my back, it hurts non stop and if I move a little either direction, it will send a sharp almost like a shocking pain to my side and down my legs. I have been to see the doctors in my hometown, which is VERY, small town, and they offer no help. Maybe it is because I have no insurance and they will not be able to make a quick pile of cash from all the tests knowing i cannot afford them. Is there any way to get the proper help for something like this when you are in my insurance coverage situation? Any help will be greatly appreciated.


Where do insurance companies get all the money?

How does an insurance company afford to pay out all that money on insurance claims?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Affordable house rental insurance agencies in fresno?

I am looking in affordable home rental insurance in fresno where my rental home is.


Is Progressive a good auto Insurance provider?

I have used Geico for years. I have been extremely satisfied with their service. However, my premium is still more than I want to pay. I got a quote for Progressive and it is considerably less. Anyone out there have Progressive and satisfied with them? How have they handled claims in the past? Any other good, reasonably priced auto insurance companies?


Does liberty mutual offer trampoline insurance?

I want to get a trampoline but I don’t know if my home insurance company covers it does anyone know Thanks for all the answers


I have a full Uk Drivers licence. Can I drive on this in Australia and do I need car insurance over there?

I have a full Uk Drivers licence. Can I drive on this in Australia and do I need car insurance over there?


Under £1000 car, low insurance group, fuel effieient, help?

I’m looking to get myself a car for one year as soon as i pass my test so i can get a no claims bonus. what car would be best to buy (used) what year (reliable or not too difficult to keep maintained by me alone.) It needs to have a low monthly running cost and be almost guaranteed to survive without major (>150) parts replacement over the year. and it needs to be in a low insurance group.


How much will car insurance give me for my totaled car?

made a bad decision basically and after losing control and flipping into a pole im left wondering what I’ll get for my car. 2000 honda accord ex coupe 3 liter v6 83000 miles leather powered seats moon roof etc…


In California, can I get my car title change into my name when I don’t have auto insurance?

In California, can I get my car title change into my name when I don’t have auto insurance?


Auto insurance terminated?

I just sold my car (02/04) and am trying to rent a car until I buy the new car (02/05-02/15). What happens to the auto insurance that I had with the car that I just sold (I paid the coverage until 02/16). Was it automatically terminated when I sold my car? Since my policy covers the insurance for the rental car too, if it will continue until 02/16, I don’t have to pay for additional rental insurance at a rental shop (I believe I paid around $13 per day before). Auto insurance terminated?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What are some good first cars?

my dad wants me to get a ford crown vic like at the city auction, but they are too big. i think i might get a bmw 325 like my bro??? thanks for suggestions, and i will choose a best answer


How can you get auto insurance after 2 DWI’s?

How can you get auto insurance after 2 DWI’s?


I need affordable and reliable insurance for my infant in AZ any educated suggestions?

We just moved to AZ because my husband got a great new job! Since I quit my job in CA to move here I applied for state assistance with health insurance while I interviewed and went through the normal probationary period before my insurance kicks in in AZ. Despite the fact that my husbands job is paying ALL of our bills, from house payment to diapers, my husband still makes too much money for our 3 month old to be covered in AZ. (During his probation period he only makes 13.50 an hour!) We are good a budgeting, but are super concerned that our little one has no insurance. We are not going to take him to the county office to see a nurse for free shots. His health and well being are too important to us and we want him to see a real doctor. Therefore, I am looking for suggestions on a really good insurance plan here in Arizona. sorry for being so long winded, but do you have any?


RX-8 annual insurance cost?

So I’m 18 and male, just got my license and need to buy a car soon. Set my sights on an 04 RX-8, but I need to know if I could afford the insurance. I have no accident history (obviously) would be primarily commuting about 15 miles a day, and would go LIABILITY ONLY on my parents’ plan. GUESTIMATES WOULD BE APPRECIATED AS WELL AS WHAT YOU PAY FOR YOUR RX-8!! Spank you bunches



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Car insurance that pays for your injuries when you’re in an accident in your car is?

A. liability B. medical C. comprehensive D. collision


Where do insurance companies get all the money?

How does an insurance company afford to pay out all that money on insurance claims?


How I get discount on car insurance?

I am from Liverpool and wanted to have good discounts on Car Insurance.. Can someone please suggest.


How many American do not have health insurance?

How many American do not have health insurance?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Do you think my dad is paying to much for insurance?

my dad is around 44 years old and he has never been in a car accident. He has gotten tickets from when he was 19 years old. He has California casualty and he has been with them for years, we live in oregon. He has a 2006 toyota tundra darrel waltrip edition 4.7l v8 valued around 20k. He told me he pays around 100 a month for full coverage. We have 2 cars on his insurance, toyota, and my eclipse. Iv never gotten any tickets(dont know if that would affect it). THE reason i ask this is because my bf’s dad just got a 2006 mustang gt and they said they only pay 76$ a month. So im just curious, Do you think my dad is over paying?? THANKS


I am thinking of getting renters insurance. What is the cost of most average cost of most polices?

It is two bedroom one month and I would guess it has been built in the last 10 years.


Monthly Insurance??

No prior accidents, and I am 16. I have a job, and I am pulling down around $8,000 a year. I work and live in New Hampshire, I refuse to say more becuase you never know whose looking……..


Buying an insurance write off ( car )?

I was wondering if it was possible to buy an insurance write off for the purpose of using it off road, for things such as car trials and banger racing? i know that if a car is category C or below, it can be returned to the road after repairs, but what are the rules as to off road use?


How to find out if your car is insured?

How to find out if your car is insured?


Help i need affordable health insurance for my college student daughter in texas?

Help i need affordable health insurance for my college student daughter in texas?


If I have full coverage insurance AND uninsured motorist coverage,would my truck be covered if my son was driving it and had an accident?

I have had him on my policy but I honestly can not afford it. ($450 a month for an older truck, and yes, I have shopped around A LOT) I am wanting to just take him off my policy completely to save money and make my policy more affordable. Just want to make sure my truck would be covered. We arte in TExas if this makes a difference to how the coverage works. Thanks


What do i do for auto insurance?

so i live in Calgary and i’m buying a car in Airdre. i have to drive it back to Calgary. but i need all the information to pay for insurance and registration. and a licence plate that matches the car.. what should i do??? i have a licence plate but its on a kia and im buying a toyota.. HELP!!!!!


Home contents insurance?

i accidentally ripped my sofa and its very unsightly and the sofa is actually looking not nice it is only a year old and was bought with a seater and 3 seater together on my claim form it ask how much the item is do i put down for the single item but i dont actually know and also i dont have the reciept i have hunted high and low …. to be honest if they send the lost adjuster out he will think the sofas are a lot older then they are when they are not but the material is not the greatest and any spills have stained it even though i clean them every other day when i do the house work … i know this is slightly dishonest but my cooker was very expensive paid over £600 for it could i pretend that broke and i chucked it away for safety purposes ? it does state that on the form please i am usually an honest person but i really need a new sofa if i had to save i be there for about 5 years please help

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Where to buy the cheapest car insurance for new driver in the UK?

I passed my test back in april 06


Where do insurance companies get all the money?

How does an insurance company afford to pay out all that money on insurance claims?


How much is insurance?

I have a 1971 Ford: Charger. It is fully restored with a 550HP+ engine. I have no air bags, but I have racing seats (seat belts like NASCAR). It has great speed but ok handling. The brakes, suspension, etc are are new and installed customly. I am 15, but I need to know how much insurance is when im 16-18. If you have any more questions about my car t o determine the cost. Feel free to ask me at ugot_maii@hotmail.com with LOOK” as the subject. THX”


Term or Whole life insurance?

When I was 25 and my husband was 26 we purchased whole life insurance. This was due to a family member working for Mass Mutual and we were getting it through him. His family has decent money and whole life was the recommendation of his father.(I trust that he knows best ) So years later almost 30…I’m looking into all this mambo jumbo stuff that makes no sense to me and am wondering if we should’ve gone the term life rout. We pay about 100 bucks a month for each of us being covered with 500,000. The both of us and I would like to know if we made the wrong decision??


Life Insurance – Can I insure my mom?

I am 34 years old. My mom is in her late 60’s and in good health. Can I get a life insurance policy on her and collect on it when she passes? I can’t imagine this being so – how could insurance companies stay in business if it were this easy? The monthly rates that I’m seeing seem to good to be true – I’d be stupid to not do it. I’m thinking I must be missing something. Is life insurance only for accidental death? Thank you.


What type of car insurance do you have? 10 points will be given!!!!!!!!?

as a sixteen year old who would like to get a used car, i would like to know what type of car insurance is the best. i have tried to do online quotes, but they always ask for too much personal information. is insurance real expensive for a sixteen year old? what type of insurance do you have or recommend? thanks


What is the auto insurance rate for a 16 year old in Florida?

I live in Florida, let’s say a Toyota RAV4 2008 is what I’m driving, I plan to drive around locally, I think my family has all-state. (Excluding discounts). Also about discounts, does driver’s ed act as a discount? If so, how much? I’m pretty sure I meet the GPA requirement, are there any other discounts a 16 year old could apply for?


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