How does car insurance work in Illinois?

How does car insurance work in Illinois?

This is something I have been confused about for the longest time. Instead of referencing me to a site, please explain it in your own words. Is it the same as in other states, and does it differ by company? In North Dakota, as long as the car is insured, virtually anybody can drive it. There is no such thing as individual insurance per family member or crap like that. I live in Chicago, and my family has Geico. My parents said they won’t let me drive the cars because I need my own insurance card, which would cost $130/month, which we can’t afford. I’ve had my license for almost 4 years now. Recently I have noticed a lot of my friends driving, who said they drive under their parents insurance. One friend has Safeway and says she has always driven under her dad’s insurance, and when she gets pulled over the cops say nothing against it. Another friend has Allstate and says she has her own insurance, but on an older car, so when she drives her parent’s cars, she carries her dad’s insurance. And that that’s perfectly fine and legal. So I am completely lost. Does it differ by company? I thought policies were state-wide. Is what they’re doing actually illegal? Do I need my own insurance card? How does this work?! I need to drive!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Boutique Insurance Cost?

Im going to start a small woman’s clothing boutique and have a couple questions 1.What type of insurance would you recommend? 2. How much money monthly would this insurance cost (roughly)?


Fender bender, no insurance?

My boyfriend got into a little fender bender with someone driving a rental car, his insurance just expired and he hadn’t gotten it renewed yet. We both took each others information and there was a mall cop there as well. No police report was filed but when they find out he doesn’t have insurance what will happen? Please no negative comments. Under enough stress as it is.


If you buy life insurance in the US why is it illegal for companies/brokers to give rebates(legal in Ireland)?

But doesn’t not allowing rebates mean the free market system is being corrupted? I mean, isn’t it like telling supermarkets they can’t have sales because another supermarket or shop may not be able to compete? Personally I’m a Socialist anyway, lol, but looking at it from a capitalist perspective that is simply government interference. Those who can provide the consumer with the best price will survive, those who cannot, well, will not. No rebates while good for the broker or insurance firm is bad for the consumer. Just as no supermarket sales would also be bad bad for the consumer. Yet, we have supermarket sales but don’t apply the same logic to the financial products sector. Odd. Thanks.


What’s the difference between whole and term life insurance?

What’s the difference between whole and term life insurance?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Now that Harry Reid cant block bills will Obamas Veto show he is the true Obstructionist?

Now that Harry Reid cant block bills will Obamas Veto show he is the true Obstructionist?


When should I buy insurance?

I want to buy a used car from a dealer. So can I drive the car home, and then buy insurance? Or I should buy the car and insurance at the same time? First time to buy a car.


Cash crop farming profitable in Australia?

I have always been in love with farming and right when i saw Australia I fell in love. I was wondering if you could starting a medium size farm up in Australia and make a little bit of money to live would be possible. I see farms selling farmland for about $450-$850 a acre which is crazy cheap. I am aware that Australia is a desert and there isn’t much rainfall but if you’re farming 8,000 acres and getting average of 330mm of rainfall you should be fine?


How does car insurance work in Illinois?

This is something I have been confused about for the longest time. Instead of referencing me to a site, please explain it in your own words. Is it the same as in other states, and does it differ by company? In North Dakota, as long as the car is insured, virtually anybody can drive it. There is no such thing as individual insurance per family member or crap like that. I live in Chicago, and my family has Geico. My parents said they won’t let me drive the cars because I need my own insurance card, which would cost $130/month, which we can’t afford. I’ve had my license for almost 4 years now. Recently I have noticed a lot of my friends driving, who said they drive under their parents insurance. One friend has Safeway and says she has always driven under her dad’s insurance, and when she gets pulled over the cops say nothing against it. Another friend has Allstate and says she has her own insurance, but on an older car, so when she drives her parent’s cars, she carries her dad’s insurance. And that that’s perfectly fine and legal. So I am completely lost. Does it differ by company? I thought policies were state-wide. Is what they’re doing actually illegal? Do I need my own insurance card? How does this work?! I need to drive!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Auto insurance is required…but still can be denied based on accident history?

Zeredog, that is preposterous. Auto insurance policies get cancelled everyday due to accident rate, number of citations, etc., etc.


Insurance Rates on Cars?

If you happen to know off hand….what would the estimate insurance rate be for any of these cars 2000 Honda S2000 2001-2002 Audi TT 2006 Mitsubishi Eclipse 2008 Ford Mustang 2004-2005 Mazda RX-8 2007 Altima 2.5 Even if you don’t have the year….if you know the car thats good enough…The insurance websites are blocked here and i won’t be able to check them so any help would be appreciated….


Driver license test without insurance?

Im 18 and have not taken drivers ed I was wondering if I could take the drivers test without insurance and then if I pass get insurance then recive my driver license once I get insurance.


Are there any car insurance providers in MA that pay for OEM parts?

I have Progressive insurance and a 2010 year car. Progressive will not pay for OEM parts, even OEM glass. Is there a car insurance provider in MA that does? If so I want to switch ASAP.


Whats a good medical insurance plan?

I am 20 years old in decent health about 6′ 5 240 pounds. So here’s the deal


How much does SR- 22 in cost?

How much does SR- 22 insurance cost?


Wo i need to tell my car insurance company if i mod my car?

mods like: body kit sound system alloys engine


I am 19 and own a 1978 camaro in Michigan what would be the cheapest insurance company?

I am 19 and own a 1978 camaro in Michigan what would be the cheapest insurance company?


How does car insurance work in Illinois?

This is something I have been confused about for the longest time. Instead of referencing me to a site, please explain it in your own words. Is it the same as in other states, and does it differ by company? In North Dakota, as long as the car is insured, virtually anybody can drive it. There is no such thing as individual insurance per family member or crap like that. I live in Chicago, and my family has Geico. My parents said they won’t let me drive the cars because I need my own insurance card, which would cost $130/month, which we can’t afford. I’ve had my license for almost 4 years now. Recently I have noticed a lot of my friends driving, who said they drive under their parents insurance. One friend has Safeway and says she has always driven under her dad’s insurance, and when she gets pulled over the cops say nothing against it. Another friend has Allstate and says she has her own insurance, but on an older car, so when she drives her parent’s cars, she carries her dad’s insurance. And that that’s perfectly fine and legal. So I am completely lost. Does it differ by company? I thought policies were state-wide. Is what they’re doing actually illegal? Do I need my own insurance card? How does this work?! I need to drive!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Insurance comparison websites. Why can’t I ask about a theoretical car?

Confused.com require this information. Tried them.


Is $110/mo a good price for motorcycle insurance?

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Cheapest Car Insurance in Houston, Texas?

Okay I am 21 will be turning 22 this October, I have a 1989 Chevy Blzaer, never had any violations can you guys give me a hand here please. Thanks.


What Insurance is the cheapest for teenagers in texas?

What Insurance is the cheapest for teenagers in texas?


Why the hell car insurance prices are SO MUCH EXPENSIVE in here? (USA)?

I moved to USA-NJ two months ago. And I bought a car. They want about 1500 for a freakin insurance!! (only for 6 months) In my country (cyprus) we pay about 350 for whole year!!


My car insurance monthly rate is $92 how much is my down payment?

it’s a 6 month policy


How can you convince your parents to allow you to get your own car?

We went to the Ford Dealer and there was a 2007 Ford Taurus SE. The dealer wanted $8700.00 that is with tax. So I test drove it and took it to a mechanic nearby and the car checked out fine. My mom and stepfather went into the finance department and I waited in the room adjacent to them. The bad part is that I couldn’t get the car because they had a small discussion about how much gas, insurance, and maintenance the car will cost. So I left the ford dealer with no car. My mom said because I am a young man I could buy my own car and take on the responsibility of a young man. I told her can she please do it and I will pay her back over the years. She said no and my stepfather said come on man lets go home. I felt a little embarrassed because everyone in the lounge was looking at me. So how can I convince my mom and stepfather to buy me this car.


Cheapest auto insurance in Florida??

Just moved and need some ideas for shopping around for the cheapest auto insurance in Florida.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Which UK companies can offer better insurance rates for younger drivers?

I’m an 18 year old female, I passed my test today and I’m looking to find a cheap car insurance company that is good for young drivers.


Queation about auto insurance in Boston, MA?

Hey, I am 17 years old (18 in a month), male and I am looking at a used audi s5 (4200 cc 350 bhp) to buy. it is a 2009 model with 30000 miles. How much do you think i will be asked to pay for insurance each year if i purchase this car? I never had an accident btw and i dont plan to do many miles.


Someone with a manual transmission car rolled back and hit me.?

Insurance says it is 50/50 fault because I was too close and the guy had a video camera in the back. Why is it 50/50 even though I was stationary?


What are some affordable health insurance for california citizens?

I’m 22 years old. I have not had health insurance since i was 19. im a babysitter and i only get paid about $800 a month, im a full time student and that’s the only job i can obtain because of my school. My schedule changes every 9 weeks. keep in mind i also have school loans to pay and personal bills like cell phone and car / car insurance.



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Im clueless about health insurance. what kind should we get?

My boyfriend and I are living together. He works and his job doesnt have insurance plans for the employees. I go to school full time. I was just wondering what type of health insurance would be recommended for us? we know nothing about this kind of thing. btw we live in texas if that is any help on recommending what kind.


How does car insurance work in Illinois?

This is something I have been confused about for the longest time. Instead of referencing me to a site, please explain it in your own words. Is it the same as in other states, and does it differ by company? In North Dakota, as long as the car is insured, virtually anybody can drive it. There is no such thing as individual insurance per family member or crap like that. I live in Chicago, and my family has Geico. My parents said they won’t let me drive the cars because I need my own insurance card, which would cost $130/month, which we can’t afford. I’ve had my license for almost 4 years now. Recently I have noticed a lot of my friends driving, who said they drive under their parents insurance. One friend has Safeway and says she has always driven under her dad’s insurance, and when she gets pulled over the cops say nothing against it. Another friend has Allstate and says she has her own insurance, but on an older car, so when she drives her parent’s cars, she carries her dad’s insurance. And that that’s perfectly fine and legal. So I am completely lost. Does it differ by company? I thought policies were state-wide. Is what they’re doing actually illegal? Do I need my own insurance card? How does this work?! I need to drive!


Best insurance company for a 16 year old driving a v6 or v8 camaro?

best insurance company for a 16 year old driving a v6 or v8 camaro? my thought is that while a v6 camaro might be reasonable to insure a 16 year old driver with, the v8 wouldbe some unuearthly figure in the 8 digits. i know its based on SO many things, but im just asking if anyone has a HUNCH about what insurance company is the best/cheapest for a teen driving a camaro? assume its a v8, ad it cant get any worse if it ended up being a v6, if you know what i mean. btw dont say american faimily. they wont even insure a person with less than 5 years driving experience driving a v8 camaro AT ALL, let alone at a huge rate. finally, do you think there is any way on earth for insurance for a 16year old driving a (2000 lets just say for example) camaro v8? including all the little bonuses like good grades, clean record, etc. all of which i have. thanks so much for your answers! they REALLY help!


Insurance Card?

Is it true that your insurance company can refuse to cover you if you didn’t have possession of your card in the car at the time of the accident? This is what I was told by a police officer at the scene. (I have a valid insurance policy, but I just didn’t have the card there.)

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Insurance for expensive watches?

where can I find insurance cover for an expensive watch


What is the likely penalty for a new driver caught without insurance?

i know you get 6-8 points but what im really interested in knowing is what happens with the license ie if it is revoked, how long on average is the ban before you can sit the test again?


What can you tell me about health insurance?

We live in Oregon and if you read my question about my great grand daughter, we have a very special concern. My grand daughter had a severe allergic reaction, only 14 months old. It was the scariest thing I have ever seen. I love that baby so much, I would give my life for her. I got more answers in seniors than in allergies, so am going to hang in here for your support. I need it for awhile, to help me through this. I have no adrenal glands, so when stress happens I am no good. Health insurance doesn’t always come with jobs anymore. I know I am just grandma, and going a little crazy here, but what does a person do about insurance? I will pay it for her, but I don’t know where to start. I had two answers on allergies, and it was suggested to take her up to Oregon Health Sciences University….which we will try. I was a research patient up there in 1971 when diagnosed with a pituitary tumor and had my adrenals removed. Any advice you can give me will be helpful. I need to calm down and relax, but can’t right now. I just can’t say in words how much I love my family. I just don’t know where to start on the health insurance. The kids don’t want to accept my help, but I think they need to. We have the great grand daughter taken care of for now, but this can happen again.


Can I use medicaid as a secondary insurance?

Hello. I live in the state of florida. I just found out im still covered under my mother’s health insurance because Im under 24 and I am a full time student. I also qualify for and have pregnancy medicaid, but I want to go to a doctor with my moms insurance because I used this specific doctor for my last pregnancy. My question is, could I still use my medicaid to cover my co-pays with this ob/gyn?I called the office and they said they could send the bills to medicaid for what my mom’s insurance doesnt cover. I dont have a job and can’t afford to pay the co-pays/lab fees/hopsital fees. thanks


Auto insurance claim too low?

what do you do if the auto insurance company sends a claims person out to take photos of your car mails you a letter with an estimate and its way too low? what do i do?>


Monthly car insurance?

I’ve got my driving test in September, and if I pass I would love to buy a car. I was thinking about getting monthly car insurance as this would be easier for me. Now I know that you need insurance before you can buy a tax disc. My car would also be parked on the road outside my house. My question is, if I decide to not use my car for a month do I still need to buy insurance for that month. I know if the vehicle is parked on the road you must have a valid tax disc, but I was unsure whether I need to be insured as well even if I’m not using the car?


My mother needs health insurance but…?

Ok, so my mom is extremely sick. Her stomach/genital areas are usually in very big pain, which makes her have trouble walking to the bathroom, and even then she said using the bathroom is even more painful. She sometimes has trouble breathing so she drags her feet (because she can’t walk too well now) and go outside. The pain goes away after she takes some pain stopping pills, but they do come back. Now, she does not have health insurance, and neither do I actually. I don’t think any health insurance company would actually take her cuz her health is so poor. What are my options here? We’re not rich, so I don’t think a direct scan of her body and (possible) surgery is a good idea (so expensive 🙁 ). PS. I live in Southern California.


Where can my partner get cheap car insurance?

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Car insurance construction site?

Hi, I need some help to clear up this matter. I was in an accident about one year ago, driving my boss’ car. Unfortunately I got into an accident with a parked car trying to avoid a forklift. I’m at fault according to the police officer. (I’m not gonna argue with that). However, she said she can’t suspend or charge me with reckless driving because it was on an ‘unassumed road’ and technically on private property. The owner of the other car agreed not to make an insurance claim. So I bought him a used car+certified. My question is. If he makes a claim now, does it ruin my insurance history ? (I had no insurance at the time) What happens to my record?? Can I fight it, he signed a types up note saying he will not make a claim. Nor try to pursue this in any matter after the exchange of the new car I got him. Nor go after my old boss. Much appreciated for any advice.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Should I get life insurance?

My mom and I live together. I am 43 disabled male, and my mom is going to be 76 in september. We have no debt, but no savings. We live in a ranch which is reverse mortgaged, and when my mom dies it will go to the bank. I can buy a 15yr 100,000 dollar policy at 285 a month. We will have enough of money after the Premium to live off from. Do I start a savings account or do I buy the insurance?


How does car insurance work in Illinois?

This is something I have been confused about for the longest time. Instead of referencing me to a site, please explain it in your own words. Is it the same as in other states, and does it differ by company? In North Dakota, as long as the car is insured, virtually anybody can drive it. There is no such thing as individual insurance per family member or crap like that. I live in Chicago, and my family has Geico. My parents said they won’t let me drive the cars because I need my own insurance card, which would cost $130/month, which we can’t afford. I’ve had my license for almost 4 years now. Recently I have noticed a lot of my friends driving, who said they drive under their parents insurance. One friend has Safeway and says she has always driven under her dad’s insurance, and when she gets pulled over the cops say nothing against it. Another friend has Allstate and says she has her own insurance, but on an older car, so when she drives her parent’s cars, she carries her dad’s insurance. And that that’s perfectly fine and legal. So I am completely lost. Does it differ by company? I thought policies were state-wide. Is what they’re doing actually illegal? Do I need my own insurance card? How does this work?! I need to drive!


Why is my motorbike coming up wrong on insurance quotes ?

I Have a Gilera Runner VX 125cc, When i go onto gocompare & all other insurance websites it asks for my reg & when i put it in and select vehicle its coming up as a VXR 180cc, when i go on to HPI its 125cc & on my logbook its 125 could anyone explain why this is happening ? thanks for your time.


Are grant deeds, trusts, powers of attorney, wills and life insurance all primarily governed by contract law?

Or just life insurance?


Insurance career in Life and auto?

I am currently work as New York Life agent. And I just got my P C license to sell auto insurance. I am thinking about working with NYL and auto insurance agency. Should I have to cancel NYL contract and work as noncontracted agent. I know I have to loose all my benefit such as 401K-health insurance. But now it is hard to find business in Life only. That is why I want to work with both. But I have to open my own office (more expsense), will not get paid in NYL, etc. Is it a great move at all? Your advice will help me to make decision. Thank you


Uninsured parked car got hit. Am i covered by their insurance? MASSACHUSETTS?

My car has been parked outside of my house due to no insurance. BUT it is still registered… In the state of MA it is illegal to not have insurance, especially on a car that I have a loan on. The accident was a hit and run, but the police found him and got all his information and he said his insurance will take care of it and he is taking full blame. I am wondering since i DO NOT have insurance, will i still be able to receive payment from his insurance company to fix my car?


How long do i have to get insurance?

I am going to buy a motorcycle and am going to need insurance and am wondering if i have a time limmit after i buy one.


3 week cheap car insurance